The government of India, led by Prime Minister Narendra Modi, is marking 12 years in power by highlighting its flagship welfare programs [1].
These initiatives represent the core of the administration's development agenda, aiming to provide basic services and financial security to millions of citizens across the country [2].
Central to this retrospective is the Pradhan Mantri Jan Dhan Yojana (PMJDY), a program designed to ensure financial inclusion [1]. By promoting the opening of bank accounts for the underserved, the government sought to integrate marginalized populations into the formal banking system [3].
Sanitation efforts have also been prioritized through the Swachh Bharat Mission (SBM) [2]. This campaign aimed to eliminate open defecation and improve waste management to enhance public health and dignity for rural and urban residents [3].
Additionally, the government has focused on the Pradhan Mantri Awas Yojana (PMAY) to address housing shortages [1]. The scheme provides assistance to eligible families to build or purchase affordable homes, reducing the number of people living in substandard conditions [2].
These three programs, PMJDY, SBM, and PMAY, are presented as the pillars of a broader strategy to transform India's social infrastructure [3]. The administration continues to emphasize the scale and reach of these interventions as evidence of its governance success since May 2014 [1].
“The government of India is marking 12 years in power by highlighting its flagship welfare programs.”
The focus on these specific schemes underscores a governance model based on 'saturation'—the attempt to deliver benefits to every eligible citizen regardless of geography. By linking financial inclusion, sanitation, and housing, the Modi government aims to demonstrate a comprehensive approach to poverty alleviation and urban-rural development.




