President Luiz Inácio Lula da Silva (PT) launched a new credit line on Friday, June 12, to help app-delivery workers finance light vehicles.
The initiative targets the gig economy by reducing the financial barriers for workers to acquire essential equipment. By lowering interest rates and extending repayment terms, the government aims to improve working conditions for thousands of delivery drivers across Brazil.
Announced at the Palácio do Planalto in Brasília, the program is called Move, or Move Brasil – Entregadores e Motoapp. The credit line offers financing for motorcycles, electric bicycles, motonetas, and other light vehicles [1, 2, 3].
The program features an annual interest rate of 12.5% [4]. To qualify for the loans, delivery workers must demonstrate that they have been registered on a delivery application for at least six months [4].
Borrowers under the Move program can utilize a maximum repayment period of 48 months [5]. This extension is designed to make monthly payments more manageable for workers who rely on fluctuating app earnings.
Government officials said the program is intended to support the growth of the delivery sector while providing workers with safer and more efficient modes of transport. The focus on electric bicycles also aligns with broader efforts to integrate sustainable transport into the urban logistics network [4, 6].
“The program features an annual interest rate of 12.5%.”
This move represents a targeted state intervention into the gig economy, where workers typically lack access to traditional corporate benefits or low-interest credit. By subsidizing the tools of the trade, the Brazilian government is attempting to formalize support for a volatile labor sector and promote the adoption of electric vehicles in urban centers.
