T-Mobile is offering to pay up to $800 of a customer's remaining phone balance when they switch from an eligible carrier [1].
This initiative targets a primary barrier for consumers who wish to change service providers but are locked into device payment plans. By removing the immediate financial burden of a device balance, the company aims to accelerate customer acquisition from major competitors.
Under the Keep and Switch promotion, customers can bring their existing phone numbers to T-Mobile and activate a new line of service [1]. The program provides reimbursement for the remaining balance on a device, with a maximum payout of $800 per line [1], [2], [3].
Eligibility is limited to customers switching from specific providers. These include Verizon, AT&T, Spectrum, Xfinity, UScellular, Claro, and Liberty [1]. The company said the process takes 15 minutes to complete [1].
To qualify, users must meet the activation requirements and provide documentation of their remaining balance from their previous carrier. This allows the user to keep their current device while transitioning to the T-Mobile network without paying off the hardware in a single lump sum.
The offer is available to residents within the U.S. who meet the eligibility criteria regarding their previous service provider [1].
“T-Mobile is offering to pay up to $800 of a customer's remaining phone balance”
This promotion is a strategic move to lower the switching costs for consumers in the highly competitive US wireless market. By subsidizing the remaining device debt, T-Mobile is directly attacking the 'lock-in' effect that carriers use to maintain customer loyalty through installment plans.




