Eligible Trader Joe's customers have until June 9, 2026, to file claims for a $7.4 million class-action settlement [1, 2].
The settlement addresses a significant privacy failure where the grocery chain allegedly printed full credit and debit card numbers on customer receipts. This practice is a violation of the Fair and Accurate Credit Transactions Act, also known as FACTA, which is designed to protect consumers from identity theft by restricting how financial information is displayed.
The lawsuit covers customers who used credit or debit cards at Trader Joe's stores nationwide during early 2019 [1, 4]. By printing unmasked card numbers, the company created a security risk for thousands of shoppers across the U.S. The $7.4 million fund [1] was established to resolve these allegations and compensate affected individuals.
Individuals who meet the criteria may be eligible for a payout of around $100 per person [3]. To receive the funds, customers must submit a claim by the June 9 deadline [2]. Those who fail to file by this date will lose their opportunity to claim a portion of the settlement.
The case highlights the ongoing legal risks companies face when failing to adhere to federal data privacy standards. Under FACTA, businesses are required to truncate or mask primary account numbers on receipts to prevent unauthorized access to financial data. The settlement marks the end of the litigation regarding this specific 2019 error.
“Claims must be filed by June 9, 2026”
This settlement underscores the strict liability associated with FACTA violations, where the mere act of printing an unmasked card number can trigger a class-action lawsuit regardless of whether identity theft actually occurred. For consumers, it serves as a reminder that financial data leaks can happen at the point of sale, and for retailers, it emphasizes the necessity of auditing receipt-printing software to avoid costly legal penalties.
